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Letter of Credit Risk Analysis Engine (LEO)",[278,279,280,281,285,286,296],"p",{},"LEO reads the ",[282,283,284],"strong",{},"Letter of Credit (L\u002FC)"," you received and finds the conditions that could stop you from being paid if you proceed as-is. Run it from the project documents screen: ",[282,287,288,292,293],{},[289,290,291],"span",{},"Analyze Documents"," → ",[289,294,295],{},"LC Discrepancy Check (LEO)",".",[298,299,301,302],"h2",{"id":300},"_1-what-leo-catches-for-you","1. What LEO Catches for You ",[289,303],{"id":304},"help-app-leo-overview",[278,306,307],{},[308,309],"img",{"alt":310,"src":311},"LEO analysis result screen","\u002Fimages\u002F5-ai\u002Fleo-analysis-result.png",[313,314,315,322,328,334,340,346,352],"ul",{},[316,317,318,321],"li",{},[282,319,320],{},"Deadlines you can't meet"," — shipment dates and document presentation periods that don't fit your real schedule. For example, a latest shipment date equal to the expiry date, which leaves no time to present documents if you ship on the last day",[316,323,324,327],{},[282,325,326],{},"Clauses that load cost or conditions onto one side"," — clear-cut items such as who bears the bank charges",[316,329,330,333],{},[282,331,332],{},"Requirements unfavourable to the exporter"," — document demands that don't say what actually has to be produced",[316,335,336,339],{},[282,337,338],{},"Combinations that don't fit the SWIFT credit format"," — a draft tenor (42C) with no drawee (42a), or a sight-payment credit that asks for a usance draft — the kind of combination a bank's system would reject",[316,341,342,345],{},[282,343,344],{},"Conditions hidden in Additional Conditions (47A)"," — wording that lets the credit amount rise or fall automatically with a price clause, a payment time different from the draft tenor, a document demanded in 47A that isn't in Documents Required (46A), or wording that changes the presentation period",[316,347,348,351],{},[282,349,350],{},"Credits that expire at the issuing bank's side"," — documents must reach the issuing bank by the expiry date, so the real presentation time shrinks by the courier time",[316,353,354,357],{},[282,355,356],{},"Wording banks could read differently"," — these aren't judged outright; LEO asks you about them as clarification items",[359,360,361],"blockquote",{},[278,362,363,364,202,368,371],{},"LEO takes the mode of transport and differences in wording into account. It doesn't warn about a missing bill of lading (B\u002FL) for air, truck or warehouse-delivery terms, and it reads old-style values such as ",[365,366,367],"code",{},"PERMITTED",[365,369,370],{},"PROHIBITED"," and banks' different date and amount formats as meaning the same thing.",[359,373,374],{},[278,375,376,377,296],{},"The AI looks for evidence against its own findings before reporting, which cuts down on false alarms. When that extra review lowers an item's risk, it is marked ",[282,378,379],{},"Risk level downgraded",[381,382,384],"h3",{"id":383},"running-it-and-reading-the-result","Running it and reading the result",[386,387,388,411,433,448],"ol",{},[316,389,390,391,397,398,402,403,406,407,410],{},"Run ",[282,392,393,292,395],{},[289,394,291],{},[289,396,295],{},". You'll see ",[399,400,401],"em",{},"\"LEO LC analysis has been requested. You'll be notified when it completes\"",", and the screen moves from ",[282,404,405],{},"Requested"," to ",[282,408,409],{},"Main review in progress",". You can leave the page and come back — the run continues.",[316,412,413,414,417,418,421,422,427,428,296],{},"When ",[282,415,416],{},"Pre-screening complete — answer required"," appears, answer the items under ",[282,419,420],{},"Clarification Needed"," and press ",[282,423,424],{},[289,425,426],{},"Proceed to Review",". If you can't answer now, use ",[282,429,430],{},[289,431,432],{},"Answer Later",[316,434,435,436,441,442,447],{},"In the report, check the basis for each finding with ",[282,437,438],{},[289,439,440],{},"View clause text"," and ",[282,443,444],{},[289,445,446],{},"View dispute case",". Regulation texts are copyrighted, so they link out to the official ICC channels.",[316,449,450,451,456,457,462],{},"If an item isn't actually a problem in your case, use ",[282,452,453],{},[289,454,455],{},"Report False Positive",", or write the reason and press ",[282,458,459],{},[289,460,461],{},"Save & AI Re-check"," to have just that item judged again.",[359,464,465],{},[278,466,467,468,471],{},"💬 Asking Lyra ",[399,469,470],{},"\"Analyze the risk of this LC\""," starts the same analysis.",[381,473,475],{"id":474},"what-to-do-when-a-discrepancy-is-found","What to do when a discrepancy is found",[313,477,478,484,493],{},[316,479,480,483],{},[282,481,482],{},"Don't just proceed."," A single condition out of line is enough for a bank to refuse payment.",[316,485,486,487,492],{},"On the document screen, write what needs to change under ",[282,488,489],{},[289,490,491],{},"Request Amendment","; you can then compose the amendment request email to the issuing bank.",[316,494,495,496,498],{},"Items that documents or schedules can settle: answer the ",[282,497,420],{}," questions and run the review again — they move into the resolved items.",[298,500,502,503],{"id":501},"_1-1-leo-troubleshooting-faq","1-1. LEO Troubleshooting (FAQ) ",[289,504],{"id":505},"help-app-leo-troubleshooting",[313,507,508,531,559],{},[316,509,510,513,514,517],{},[282,511,512],{},"Q: \"The L\u002FC passed with no findings — could problems still come up later?\""," ",[289,515],{"id":516},"help-app-leo-faq-all-pass",[313,518,519],{},[316,520,521,522,525,526,530],{},"A: LEO first catches conditions with ",[282,523,524],{},"clear-cut criteria",", such as dates and figures. Contextual risks like the nuance of a particular phrase are handled by the ",[527,528,529],"a",{"href":115},"CYGNUS regulation analysis",", so it's safest to read both results together.",[316,532,533,513,536,539],{},[282,534,535],{},"Q: \"There are far too many warnings on the analysis screen.\"",[289,537],{"id":538},"help-app-leo-faq-many-failures",[313,540,541,552],{},[316,542,543,544,547,548,296],{},"A: The L\u002FC conditions depart from international standards (UCP 600 and the like) or are written heavily against the exporter. Don't ignore them and proceed — use the report as your basis to ",[282,545,546],{},"request an amendment from the issuing bank",". Items flagged in error can be cleared with ",[282,549,550],{},[289,551,455],{},[316,553,554,555,558],{},"Not every item is a confirmed discrepancy. Some, such as hidden 47A conditions or the place of expiry, are ",[282,556,557],{},"risk notices asking you to recheck the deal terms",". If the condition matches what you agreed in the contract, you can go ahead.",[316,560,561,513,564,567],{},[282,562,563],{},"Q: \"Can we replace the check rules with our own company's stricter standards?\"",[289,565],{"id":566},"help-app-leo-faq-custom-rules",[313,568,569],{},[316,570,571,572,574],{},"A: Not yet. LEO checks against international standard regulations. Company-specific circumstances can be entered as answers to the ",[282,573,420],{}," items, and the judgment is redone with them taken into account.",{"title":576,"searchDepth":577,"depth":577,"links":578},"",3,[579,584],{"id":300,"depth":580,"text":301,"children":581},2,[582,583],{"id":383,"depth":577,"text":384},{"id":474,"depth":577,"text":475},{"id":501,"depth":580,"text":502},"How to run the LC Discrepancy Check (LEO) on a letter of credit, how to read the findings, and what to do when a discrepancy is found.","guide","tflowx.com","md",null,{},{"title":110},"app-leo",[594,595],"project-documents","app-documents",{"title":268,"description":585},[598,599,600,601,602,603,604,605],"LEO","letter of credit","LC","risk","discrepancy","UCP","clarification","rule engine","S-6YESj_7Z-K_KiH_5-rbO69xfUfstUwb6I4WK5WUaQ",1792835667549]